We may not like it. We may not want it. But whichever way you look at it, we need it.
You insure your home & contents, you insure your car, and some of you may even insure your pets. So it makes sense as a trader or performer to have specialised insurance for events such as festivals, markets and even pop-ups in shopping centres.
As the laws are continually being updated (at times appearing to be daily if not weekly), it's even more important than ever to ensure that you and your products are covered should any damage is done (eg: gazebo blowing around during high winds, customers tripping etc).
Some markets offer insurance as part of their package and some do not. All the same, you are unlikely to know the quality and reliability of that cover and it only lasts for the day.
So it makes sense to get your own insurance for Public Liability as you just don't know when you'll need it.
As a preferred supplier we recommend netinsure (click "here" to visit their website) for the following reasons:
- It is accessible online 24/7
- They have specialised staff who will be able to help you
- For traders they have Public Liability and for many classes of business, Product Liability Insurance (which is explained in full on their website under the Market/Stallholders FAQ section)
- For Performers/Musicians they have Public Liability Insurance
- All their insurance is ACERTA, underwritten by Guild Insurance Ltd (a fully authorised APRA Approved Insurer) operating since 1963
So take at look at their website, read the FAQ's and get covered at their one stop insurance shop.
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